Fastest States for MLO License
50 states ranked by fastest licensing times for MLO licensing, updated for 2026.
#1
Montana
3-6 wks
Montana ranks #1 for fastest licensing times among all states for MLO licensing. Total fees: $591.25.
View Montana MLO requirements →Full Rankings
| # | State | Timeline |
|---|---|---|
| 1 | Montana (MT) | 3-6 wks |
| 2 | Alabama (AL) | 4-8 wks |
| 3 | Alaska (AK) | 4-8 wks |
| 4 | Arizona (AZ) | 4-8 wks |
| 5 | California (CA) | 4-8 wks |
| 6 | Connecticut (CT) | 4-8 wks |
| 7 | Delaware (DE) | 4-8 wks |
| 8 | Florida (FL) | 4-8 wks |
| 9 | Georgia (GA) | 4-8 wks |
| 10 | Hawaii (HI) | 4-8 wks |
| 11 | Idaho (ID) | 4-8 wks |
| 12 | Illinois (IL) | 4-8 wks |
| 13 | Indiana (IN) | 4-8 wks |
| 14 | Iowa (IA) | 4-8 wks |
| 15 | Louisiana (LA) | 4-8 wks |
| 16 | Maryland (MD) | 4-8 wks |
| 17 | Michigan (MI) | 4-8 wks |
| 18 | Minnesota (MN) | 4-8 wks |
| 19 | North Carolina (NC) | 4-8 wks |
| 20 | North Dakota (ND) | 4-8 wks |
| 21 | Ohio (OH) | 4-8 wks |
| 22 | Oklahoma (OK) | 4-8 wks |
| 23 | Oregon (OR) | 4-8 wks |
| 24 | Pennsylvania (PA) | 4-8 wks |
| 25 | Rhode Island (RI) | 4-8 wks |
| 26 | South Carolina (SC) | 4-8 wks |
| 27 | Tennessee (TN) | 4-8 wks |
| 28 | Texas (TX) | 4-8 wks |
| 29 | Utah (UT) | 4-8 wks |
| 30 | Vermont (VT) | 4-8 wks |
| 31 | Washington (WA) | 4-8 wks |
| 32 | West Virginia (WV) | 4-8 wks |
| 33 | Wisconsin (WI) | 4-8 wks |
| 34 | Wyoming (WY) | 4-8 wks |
| 35 | Colorado (CO) | 4-10 wks |
| 36 | Nebraska (NE) | 6-12 wks |
| 37 | Nevada (NV) | 6-12 wks |
| 38 | New Hampshire (NH) | 6-12 wks |
| 39 | New Mexico (NM) | 6-12 wks |
| 40 | South Dakota (SD) | 6-12 wks |
| 41 | Virginia (VA) | 6-14 wks |
| 42 | Arkansas (AR) | 8-16 wks |
| 43 | Kansas (KS) | 8-16 wks |
| 44 | Kentucky (KY) | 8-16 wks |
| 45 | Maine (ME) | 8-16 wks |
| 46 | Massachusetts (MA) | 8-16 wks |
| 47 | Mississippi (MS) | 8-16 wks |
| 48 | Missouri (MO) | 8-16 wks |
| 49 | New Jersey (NJ) | 8-16 wks |
| 50 | New York (NY) | 8-16 wks |
Methodology
Rankings are based on official state licensing data collected from state real estate commissions and regulatory bodies. Processing time estimates are based on typical application processing timelines reported by state agencies. Data is verified regularly and updated for 2026.