Michigan vs New York for Agent Licensing

Total Fees

$227

$135

Pre-Licensing

40 hrs

77 hrs

Timeline

4-10 wks

6-12 wks

Side-by-Side Comparison

Category	Michigan	New York
Total Fees	$227	$135 ✓
Pre-Licensing Hours	40 hrs ✓	77 hrs
Processing Time	4-10 weeks ✓	6-12 weeks
Renewal Cycle	3 years	2 years
Renewal Fee	$78	$55 ✓
CE Hours	18 hrs ✓	22.5 hrs
Reciprocity	None	Partial

Key Differences

→

Cost

New York is $92 cheaper for total licensing fees.

Winner: New York

→

Education Hours

Michigan requires only 40 pre-licensing hours.

Winner: Michigan

→

Processing Speed

Michigan processes applications in 4-10 weeks.

Winner: Michigan

Category Winners

Lower Cost

New York $135

vs Michigan ($227)

Fewer Hours

Michigan 40 hrs

vs New York (77 hrs)

Faster Processing

Michigan 4-10 wks

vs New York (6-12 wks)

Michigan

Michigan Department of Licensing and Regulatory Affairs

Official Website →

Full Michigan Agent requirements →

New York

New York Department of State - Division of Licensing Services

Official Website →

Full New York Agent requirements →

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