Arizona vs Florida for MLO Licensing

Total Fees

$541.25

AZ

vs

$410.25

FL

Pre-Licensing

20 hrs

AZ

vs

20 hrs

FL

Timeline

4-8 wks

AZ

vs

4-8 wks

FL

Side-by-Side Comparison

Category	Arizona	Florida
Total Fees	$541.25	$410.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$150 ✓	$195
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Florida is $131 cheaper for total licensing fees.

Winner: Florida

Category Winners

Lower Cost

Florida $410.25

vs Arizona ($541.25)

Fewer Hours

Arizona 20 hrs

vs Florida (20 hrs)

Faster Processing

Arizona 4-8 wks

vs Florida (4-8 wks)

Arizona

Arizona Department of Financial Institutions

Official Website →

Full Arizona MLO requirements →

Florida

Florida Office of Financial Regulation

Official Website →

Full Florida MLO requirements →

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