Arizona vs New York for MLO Licensing

Total Fees

$541.25

$455.5

Pre-Licensing

20 hrs

Timeline

4-8 wks

8-16 wks

Side-by-Side Comparison

Category	Arizona	New York
Total Fees	$541.25	$455.5 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks ✓	8-16 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$150 ✓	$254
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

New York is $85.75 cheaper for total licensing fees.

Winner: New York

→

Processing Speed

Arizona processes applications in 4-8 weeks.

Winner: Arizona

Category Winners

Lower Cost

New York $455.5

vs Arizona ($541.25)

Fewer Hours

Arizona 20 hrs

vs New York (20 hrs)

Faster Processing

Arizona 4-8 wks

vs New York (8-16 wks)

Arizona

Arizona Department of Financial Institutions

Official Website →

Full Arizona MLO requirements →

New York

New York Department of Financial Services

Official Website →

Full New York MLO requirements →

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