Arizona vs Virginia for MLO Licensing

Total Fees

$541.25

$341.25

Pre-Licensing

20 hrs

Timeline

4-8 wks

6-14 wks

Side-by-Side Comparison

Category	Arizona	Virginia
Total Fees	$541.25	$341.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks ✓	6-14 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$150	$150
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Virginia is $200 cheaper for total licensing fees.

Winner: Virginia

→

Processing Speed

Arizona processes applications in 4-8 weeks.

Winner: Arizona

Category Winners

Lower Cost

Virginia $341.25

vs Arizona ($541.25)

Fewer Hours

Arizona 20 hrs

vs Virginia (20 hrs)

Faster Processing

Arizona 4-8 wks

vs Virginia (6-14 wks)

Arizona

Arizona Department of Financial Institutions

Official Website →

Full Arizona MLO requirements →

Virginia

Virginia Bureau of Financial Institutions

Official Website →

Full Virginia MLO requirements →

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