California vs Florida for MLO Licensing

Total Fees

$491

CA

vs

$410.25

FL

Pre-Licensing

20 hrs

CA

vs

20 hrs

FL

Timeline

4-8 wks

CA

vs

4-8 wks

FL

Side-by-Side Comparison

Category	California	Florida
Total Fees	$491	$410.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$300	$195 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Florida is $80.75 cheaper for total licensing fees.

Winner: Florida

Category Winners

Lower Cost

Florida $410.25

vs California ($491)

Fewer Hours

California 20 hrs

vs Florida (20 hrs)

Faster Processing

California 4-8 wks

vs Florida (4-8 wks)

California

California Department of Financial Protection and Innovation

Official Website →

Full California MLO requirements →

Florida

Florida Office of Financial Regulation

Official Website →

Full Florida MLO requirements →

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