Colorado vs Hawaii for MLO Licensing

Total Fees

$395

$1,026.25

Pre-Licensing

20 hrs

Timeline

4-10 wks

4-8 wks

Side-by-Side Comparison

Category	Colorado	Hawaii
Total Fees	$395 ✓	$1,026.25
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-10 weeks	4-8 weeks ✓
Renewal Cycle	N/A	N/A
Renewal Fee	$200 ✓	$835
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Colorado is $631.25 cheaper for total licensing fees.

Winner: Colorado

→

Processing Speed

Hawaii processes applications in 4-8 weeks.

Winner: Hawaii

Category Winners

Lower Cost

Colorado $395

vs Hawaii ($1,026.25)

Fewer Hours

Colorado 20 hrs

vs Hawaii (20 hrs)

Faster Processing

Hawaii 4-8 wks

vs Colorado (4-10 wks)

Colorado

Colorado Division of Real Estate

Official Website →

Full Colorado MLO requirements →

Hawaii

Hawaii Division of Financial Institutions

Official Website →

Full Hawaii MLO requirements →

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