Colorado vs Kentucky for MLO Licensing

Total Fees

$395

$241.25

Pre-Licensing

20 hrs

Timeline

4-10 wks

8-16 wks

Side-by-Side Comparison

Category	Colorado	Kentucky
Total Fees	$395	$241.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-10 weeks ✓	8-16 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$50 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Kentucky is $153.75 cheaper for total licensing fees.

Winner: Kentucky

→

Processing Speed

Colorado processes applications in 4-10 weeks.

Winner: Colorado

Category Winners

Lower Cost

Kentucky $241.25

vs Colorado ($395)

Fewer Hours

Colorado 20 hrs

vs Kentucky (20 hrs)

Faster Processing

Colorado 4-10 wks

vs Kentucky (8-16 wks)

Colorado

Colorado Division of Real Estate

Official Website →

Full Colorado MLO requirements →

Kentucky

Kentucky Department of Financial Institutions

Official Website →

Full Kentucky MLO requirements →

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