Florida vs Hawaii for MLO Licensing

Total Fees

$410.25

FL

vs

$1,026.25

HI

Pre-Licensing

20 hrs

FL

vs

20 hrs

HI

Timeline

4-8 wks

FL

vs

4-8 wks

HI

Side-by-Side Comparison

Category	Florida	Hawaii
Total Fees	$410.25 ✓	$1,026.25
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$195 ✓	$835
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Florida is $616 cheaper for total licensing fees.

Winner: Florida

Category Winners

Lower Cost

Florida $410.25

vs Hawaii ($1,026.25)

Fewer Hours

Florida 20 hrs

vs Hawaii (20 hrs)

Faster Processing

Florida 4-8 wks

vs Hawaii (4-8 wks)

Florida

Florida Office of Financial Regulation

Official Website →

Full Florida MLO requirements →

Hawaii

Hawaii Division of Financial Institutions

Official Website →

Full Hawaii MLO requirements →

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