Florida vs Ohio for MLO Licensing

Total Fees

$410.25

$391

Pre-Licensing

20 hrs

24 hrs

Timeline

4-8 wks

Side-by-Side Comparison

Category	Florida	Ohio
Total Fees	$410.25	$391 ✓
Pre-Licensing Hours	20 hrs ✓	24 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$195 ✓	$200
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Ohio is $19.25 cheaper for total licensing fees.

Winner: Ohio

→

Education Hours

Florida requires only 20 pre-licensing hours.

Winner: Florida

Category Winners

Lower Cost

Ohio $391

vs Florida ($410.25)

Fewer Hours

Florida 20 hrs

vs Ohio (24 hrs)

Faster Processing

Florida 4-8 wks

vs Ohio (4-8 wks)

Florida

Florida Office of Financial Regulation

Official Website →

Full Florida MLO requirements →

Ohio

Ohio Department of Commerce, Division of Financial Institutions

Official Website →

Full Ohio MLO requirements →

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