Florida vs Tennessee for MLO Licensing

Total Fees

$410.25

FL

vs

$391.25

TN

Pre-Licensing

20 hrs

FL

vs

20 hrs

TN

Timeline

4-8 wks

FL

vs

4-8 wks

TN

Side-by-Side Comparison

Category	Florida	Tennessee
Total Fees	$410.25	$391.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$195 ✓	$200
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Tennessee is $19 cheaper for total licensing fees.

Winner: Tennessee

Category Winners

Lower Cost

Tennessee $391.25

vs Florida ($410.25)

Fewer Hours

Florida 20 hrs

vs Tennessee (20 hrs)

Faster Processing

Florida 4-8 wks

vs Tennessee (4-8 wks)

Florida

Florida Office of Financial Regulation

Official Website →

Full Florida MLO requirements →

Tennessee

Tennessee Department of Financial Institutions

Official Website →

Full Tennessee MLO requirements →

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