Hawaii vs Iowa for MLO Licensing

Total Fees

$1,026.25

HI

vs

$241.25

IA

Pre-Licensing

20 hrs

HI

vs

20 hrs

IA

Timeline

4-8 wks

HI

vs

4-8 wks

IA

Side-by-Side Comparison

Category	Hawaii	Iowa
Total Fees	$1,026.25	$241.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$835	$50 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Iowa is $785 cheaper for total licensing fees.

Winner: Iowa

Category Winners

Lower Cost

Iowa $241.25

vs Hawaii ($1,026.25)

Fewer Hours

Hawaii 20 hrs

vs Iowa (20 hrs)

Faster Processing

Hawaii 4-8 wks

vs Iowa (4-8 wks)

Hawaii

Hawaii Division of Financial Institutions

Official Website →

Full Hawaii MLO requirements →

Iowa

Iowa Division of Banking

Official Website →

Full Iowa MLO requirements →

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