Hawaii vs Maryland for MLO Licensing

Total Fees

$1,026.25

$416.25

Pre-Licensing

20 hrs

24 hrs

Timeline

4-8 wks

Side-by-Side Comparison

Category	Hawaii	Maryland
Total Fees	$1,026.25	$416.25 ✓
Pre-Licensing Hours	20 hrs ✓	24 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$835	$225 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Maryland is $610 cheaper for total licensing fees.

Winner: Maryland

→

Education Hours

Hawaii requires only 20 pre-licensing hours.

Winner: Hawaii

Category Winners

Lower Cost

Maryland $416.25

vs Hawaii ($1,026.25)

Fewer Hours

Hawaii 20 hrs

vs Maryland (24 hrs)

Faster Processing

Hawaii 4-8 wks

vs Maryland (4-8 wks)

Hawaii

Hawaii Division of Financial Institutions

Official Website →

Full Hawaii MLO requirements →

Maryland

Maryland Office of Financial Regulation

Official Website →

Full Maryland MLO requirements →

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