Idaho vs Virginia for MLO Licensing

Total Fees

$391.25

$341.25

Pre-Licensing

22 hrs

20 hrs

Timeline

4-8 wks

6-14 wks

Side-by-Side Comparison

Category	Idaho	Virginia
Total Fees	$391.25	$341.25 ✓
Pre-Licensing Hours	22 hrs	20 hrs ✓
Processing Time	4-8 weeks ✓	6-14 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$150 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Virginia is $50 cheaper for total licensing fees.

Winner: Virginia

→

Education Hours

Virginia requires only 20 pre-licensing hours.

Winner: Virginia

→

Processing Speed

Idaho processes applications in 4-8 weeks.

Winner: Idaho

Category Winners

Lower Cost

Virginia $341.25

vs Idaho ($391.25)

Fewer Hours

Virginia 20 hrs

vs Idaho (22 hrs)

Faster Processing

Idaho 4-8 wks

vs Virginia (6-14 wks)

Idaho

Idaho Department of Finance

Official Website →

Full Idaho MLO requirements →

Virginia

Virginia Bureau of Financial Institutions

Official Website →

Full Virginia MLO requirements →

Compare More States

All MLO Comparisons Interactive Tool