Iowa vs Utah for MLO Licensing

Total Fees

$241.25

IA

vs

$343.25

UT

Pre-Licensing

20 hrs

IA

vs

20 hrs

UT

Timeline

4-8 wks

IA

vs

4-8 wks

UT

Side-by-Side Comparison

Category	Iowa	Utah
Total Fees	$241.25 ✓	$343.25
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$50 ✓	$152
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Iowa is $102 cheaper for total licensing fees.

Winner: Iowa

Category Winners

Lower Cost

Iowa $241.25

vs Utah ($343.25)

Fewer Hours

Iowa 20 hrs

vs Utah (20 hrs)

Faster Processing

Iowa 4-8 wks

vs Utah (4-8 wks)

Iowa

Iowa Division of Banking

Official Website →

Full Iowa MLO requirements →

Utah

Utah Division of Real Estate

Official Website →

Full Utah MLO requirements →

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