Kentucky vs New York for MLO Licensing

Total Fees

$241.25

KY

vs

$455.5

NY

Pre-Licensing

20 hrs

KY

vs

20 hrs

NY

Timeline

8-16 wks

KY

vs

8-16 wks

NY

Side-by-Side Comparison

Category	Kentucky	New York
Total Fees	$241.25 ✓	$455.5
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	8-16 weeks	8-16 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$50 ✓	$254
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Kentucky is $214.25 cheaper for total licensing fees.

Winner: Kentucky

Category Winners

Lower Cost

Kentucky $241.25

vs New York ($455.5)

Fewer Hours

Kentucky 20 hrs

vs New York (20 hrs)

Faster Processing

Kentucky 8-16 wks

vs New York (8-16 wks)

Kentucky

Kentucky Department of Financial Institutions

Official Website →

Full Kentucky MLO requirements →

New York

New York Department of Financial Services

Official Website →

Full New York MLO requirements →

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