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Kentucky vs North Carolina for MLO Licensing

Total Fees
$241.25
KY
vs
$316
NC
Pre-Licensing
20 hrs
KY
vs
24 hrs
NC
Timeline
8-16 wks
KY
vs
4-8 wks
NC

Side-by-Side Comparison

Category Kentucky North Carolina
Total Fees $241.25 $316
Pre-Licensing Hours 20 hrs 24 hrs
Processing Time 8-16 weeks 4-8 weeks
Renewal Cycle N/A N/A
Renewal Fee $50 $125
CE Hours 8 hrs 8 hrs
Reciprocity None None

Key Differences

Cost

Kentucky is $74.75 cheaper for total licensing fees.

Winner: Kentucky

Education Hours

Kentucky requires only 20 pre-licensing hours.

Winner: Kentucky

Processing Speed

North Carolina processes applications in 4-8 weeks.

Winner: North Carolina

Category Winners

Lower Cost
Kentucky $241.25
vs North Carolina ($316)
Fewer Hours
Kentucky 20 hrs
vs North Carolina (24 hrs)
Faster Processing
North Carolina 4-8 wks
vs Kentucky (8-16 wks)

Kentucky

Kentucky Department of Financial Institutions

Official Website →

North Carolina

North Carolina Office of the Commissioner of Banks

Official Website →

Compare More States

Compare Kentucky MLO License

Compare North Carolina MLO License