Nevada vs Tennessee for MLO Licensing

Total Fees

$336.25

$391.25

Pre-Licensing

30 hrs

20 hrs

Timeline

6-12 wks

4-8 wks

Side-by-Side Comparison

Category	Nevada	Tennessee
Total Fees	$336.25 ✓	$391.25
Pre-Licensing Hours	30 hrs	20 hrs ✓
Processing Time	6-12 weeks	4-8 weeks ✓
Renewal Cycle	N/A	N/A
Renewal Fee	$145 ✓	$200
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Nevada is $55 cheaper for total licensing fees.

Winner: Nevada

→

Education Hours

Tennessee requires only 20 pre-licensing hours.

Winner: Tennessee

→

Processing Speed

Tennessee processes applications in 4-8 weeks.

Winner: Tennessee

Category Winners

Lower Cost

Nevada $336.25

vs Tennessee ($391.25)

Fewer Hours

Tennessee 20 hrs

vs Nevada (30 hrs)

Faster Processing

Tennessee 4-8 wks

vs Nevada (6-12 wks)

Nevada

Nevada Division of Mortgage Lending

Official Website →

Full Nevada MLO requirements →

Tennessee

Tennessee Department of Financial Institutions

Official Website →

Full Tennessee MLO requirements →

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