Ohio vs Tennessee for MLO Licensing

Total Fees

$391

$391.25

Pre-Licensing

24 hrs

20 hrs

Timeline

4-8 wks

Side-by-Side Comparison

Category	Ohio	Tennessee
Total Fees	$391 ✓	$391.25
Pre-Licensing Hours	24 hrs	20 hrs ✓
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$200
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Ohio is $0.25 cheaper for total licensing fees.

Winner: Ohio

→

Education Hours

Tennessee requires only 20 pre-licensing hours.

Winner: Tennessee

Category Winners

Lower Cost

Ohio $391

vs Tennessee ($391.25)

Fewer Hours

Tennessee 20 hrs

vs Ohio (24 hrs)

Faster Processing

Ohio 4-8 wks

vs Tennessee (4-8 wks)

Ohio

Ohio Department of Commerce, Division of Financial Institutions

Official Website →

Full Ohio MLO requirements →

Tennessee

Tennessee Department of Financial Institutions

Official Website →

Full Tennessee MLO requirements →

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