Ohio vs Texas for MLO Licensing

Total Fees

$391

$336.25

Pre-Licensing

24 hrs

23 hrs

Timeline

4-8 wks

Side-by-Side Comparison

Category	Ohio	Texas
Total Fees	$391	$336.25 ✓
Pre-Licensing Hours	24 hrs	23 hrs ✓
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$45 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Texas is $54.75 cheaper for total licensing fees.

Winner: Texas

→

Education Hours

Texas requires only 23 pre-licensing hours.

Winner: Texas

Category Winners

Lower Cost

Texas $336.25

vs Ohio ($391)

Fewer Hours

Texas 23 hrs

vs Ohio (24 hrs)

Faster Processing

Ohio 4-8 wks

vs Texas (4-8 wks)

Ohio

Ohio Department of Commerce, Division of Financial Institutions

Official Website →

Full Ohio MLO requirements →

Texas

Texas Department of Savings and Mortgage Lending

Official Website →

Full Texas MLO requirements →

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