Pennsylvania vs Tennessee for MLO Licensing

Total Fees

$413

PA

vs

$391.25

TN

Pre-Licensing

20 hrs

PA

vs

20 hrs

TN

Timeline

4-8 wks

PA

vs

4-8 wks

TN

Side-by-Side Comparison

Category	Pennsylvania	Tennessee
Total Fees	$413	$391.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$200
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Tennessee is $21.75 cheaper for total licensing fees.

Winner: Tennessee

Category Winners

Lower Cost

Tennessee $391.25

vs Pennsylvania ($413)

Fewer Hours

Pennsylvania 20 hrs

vs Tennessee (20 hrs)

Faster Processing

Pennsylvania 4-8 wks

vs Tennessee (4-8 wks)

Pennsylvania

Pennsylvania Department of Banking and Securities

Official Website →

Full Pennsylvania MLO requirements →

Tennessee

Tennessee Department of Financial Institutions

Official Website →

Full Tennessee MLO requirements →

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