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Pennsylvania vs Texas for MLO Licensing

Total Fees
$413
PA
vs
$336.25
TX
Pre-Licensing
20 hrs
PA
vs
23 hrs
TX
Timeline
4-8 wks
PA
vs
4-8 wks
TX

Side-by-Side Comparison

Category Pennsylvania Texas
Total Fees $413 $336.25
Pre-Licensing Hours 20 hrs 23 hrs
Processing Time 4-8 weeks 4-8 weeks
Renewal Cycle N/A N/A
Renewal Fee $200 $45
CE Hours 8 hrs 8 hrs
Reciprocity None None

Key Differences

Cost

Texas is $76.75 cheaper for total licensing fees.

Winner: Texas

Education Hours

Pennsylvania requires only 20 pre-licensing hours.

Winner: Pennsylvania

Category Winners

Lower Cost
Texas $336.25
vs Pennsylvania ($413)
Fewer Hours
Pennsylvania 20 hrs
vs Texas (23 hrs)
Faster Processing
Pennsylvania 4-8 wks
vs Texas (4-8 wks)

Pennsylvania

Pennsylvania Department of Banking and Securities

Official Website →

Texas

Texas Department of Savings and Mortgage Lending

Official Website →

Compare More States

Compare Pennsylvania MLO License

Compare Texas MLO License