Tennessee vs Utah for MLO Licensing

Total Fees

$391.25

TN

vs

$343.25

UT

Pre-Licensing

20 hrs

TN

vs

20 hrs

UT

Timeline

4-8 wks

TN

vs

4-8 wks

UT

Side-by-Side Comparison

Category	Tennessee	Utah
Total Fees	$391.25	$343.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks	4-8 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$200	$152 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Utah is $48 cheaper for total licensing fees.

Winner: Utah

Category Winners

Lower Cost

Utah $343.25

vs Tennessee ($391.25)

Fewer Hours

Tennessee 20 hrs

vs Utah (20 hrs)

Faster Processing

Tennessee 4-8 wks

vs Utah (4-8 wks)

Tennessee

Tennessee Department of Financial Institutions

Official Website →

Full Tennessee MLO requirements →

Utah

Utah Division of Real Estate

Official Website →

Full Utah MLO requirements →

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