Utah vs Virginia for MLO Licensing

Total Fees

$343.25

$341.25

Pre-Licensing

20 hrs

Timeline

4-8 wks

6-14 wks

Side-by-Side Comparison

Category	Utah	Virginia
Total Fees	$343.25	$341.25 ✓
Pre-Licensing Hours	20 hrs	20 hrs
Processing Time	4-8 weeks ✓	6-14 weeks
Renewal Cycle	N/A	N/A
Renewal Fee	$152	$150 ✓
CE Hours	8 hrs	8 hrs
Reciprocity	None	None

Key Differences

→

Cost

Virginia is $2 cheaper for total licensing fees.

Winner: Virginia

→

Processing Speed

Utah processes applications in 4-8 weeks.

Winner: Utah

Category Winners

Lower Cost

Virginia $341.25

vs Utah ($343.25)

Fewer Hours

Utah 20 hrs

vs Virginia (20 hrs)

Faster Processing

Utah 4-8 wks

vs Virginia (6-14 wks)

Utah

Utah Division of Real Estate

Official Website →

Full Utah MLO requirements →

Virginia

Virginia Bureau of Financial Institutions

Official Website →

Full Virginia MLO requirements →

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