Real Estate License Reciprocity Guide
How to practice in multiple states. Understanding reciprocity agreements, license portability, and endorsement options.
What is License Reciprocity?
License reciprocity allows real estate agents to obtain a license in a new state with reduced requirements based on their existing license. Unlike the nursing Compact, there is no universal multi-state real estate license. Instead, each state has its own agreements with other states.
The requirements vary significantly. Some states have "full" reciprocity that only requires the state exam portion, while others have limited or no reciprocity agreements.
Important Note
Reciprocity agreements change frequently. Always verify current requirements directly with the target state's real estate commission before applying.
Types of Reciprocity Agreements
Full Reciprocity
States recognize your license with minimal requirements. You may only need to pass the state portion of the exam.
Partial Reciprocity
Some requirements waived, but you may need additional education or the full exam.
Cooperative Agreements
States allow you to conduct specific transactions without a full license.
No Reciprocity
You must meet full requirements as if you were a new applicant.
How to Transfer Your License
Verify Your Current License
Ensure your license is active and in good standing. Some states require specific experience levels.
Research Target State Requirements
Check the new state's real estate commission for specific reciprocity or endorsement requirements.
Complete Required Education
Many states require you to complete state-specific law courses even with reciprocity.
Pass Required Exams
Most reciprocity arrangements still require passing the state portion of the licensing exam.
Submit Application
Apply for license by endorsement or reciprocity through the new state's licensing system.
Find a New Sponsor
You'll need a sponsoring broker in the new state to activate your license.
Common Reciprocity Agreements
Here are some examples of states with reciprocity agreements. This is not exhaustive and agreements change frequently.
| State | Has Agreements With |
|---|---|
| Colorado | Georgia, Pennsylvania |
| Florida | Multiple states (mutual recognition) |
| Georgia | Alabama, Arkansas, Colorado, Mississippi, Nebraska, Oklahoma |
| Texas | Limited agreements |
| Arizona | Reciprocity with most states |
Tips for Multi-State Practice
Start with nearby states. Border states often have cooperative agreements for easier transfers.
Keep all licenses active. Letting a license lapse may require you to start over as a new applicant.
Track CE requirements. Each state has its own continuing education requirements you must maintain.
Consider referral networks. For occasional out-of-state deals, referring to a local agent may be easier than obtaining a license.