Kentucky Real Estate Agent License
Complete requirements guide for Kentucky
Pre-Licensing Education
Complete a 96-hour pre-license course covering real estate principles and Kentucky license law. Course must be KREC-approved.
Required Courses (96 hours total):
- • Real Estate Principles (Part A)
- • Kentucky License Law (Part B)
Cannot receive credit for more than 9 hours of study per day. Proctored final exam not accessible until the 11th day after starting the course.
State Examination
Exam Name
Kentucky Real Estate Sales Associate Examination
Provider
PSI
Format
Multiple-choice exam with national and state portions
Passing Score
75% or higher on both sections
Exam Fee
$100
Retake Policy: Must retake failed portion within 4 months; $100 fee per attempt
Background Check
Type: National Criminal History Check via KSP/IdentoGO fingerprinting
Cost: $51.25
KSP/IdentoGO baseline is $51.25; an FBI-direct option is about $18 plus possible local fingerprint costs. Request the check before exam registration; the report expires 90 days after issuance and a valid report is required for licensure.
Sponsoring Broker
Must affiliate with an actively licensed Kentucky principal broker within 60 days of passing the exam
Fee Breakdown
| Examination Fee | $100 |
| License Fee | $130 |
| Fingerprinting | $51.25 |
| Listed Fees | $281.25 |
Listed fees: exam $100 + license $130 + KSP/IdentoGO screening $51.25 = $281.25. Excludes E&O insurance (from about $106) and the 48-hour post-license education due within the first 2 years, so this is not a complete startup cost.
License Renewal
Renewal Cycle
Every 2 years
Renewal Fee
$130
CE Required
12 hours
Online Renewal
Yes
6 CE hours annually including 3 law hours (12 hours per 2-year cycle). The Kentucky Core Course is required every 4 years, subject to applicable post-license exemptions. Renewal deadline is March 31 of even-numbered years.
License Reciprocity
Current agreements with Florida, Mississippi, and Tennessee, plus MOUs with Illinois and Ohio. A 40-hour Kentucky law course and the state exam still apply, and license-level experience conditions remain; there is no blanket waiver.
Kentucky Real Estate Commission
- Official Website
- (502) 564-7760
- Apply Online
Helpful Tools
Compare Kentucky
Upgrade to Broker
Requires 2 years as sales associate (20+ hours/week), 336 classroom hours of broker courses (48 hours in Brokerage Management), and passing the broker exam. The standard salesperson-to-broker upgrade fee is $60.
- • 2 years experience required
- • 336 additional education hours
- • Broker exam required
Last verified: 2026-01-12