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KY

Kentucky Real Estate Agent License

Complete requirements guide for Kentucky

96 hrs
Pre-License Hours
$281.25
Listed Fees
6-14 wks
Timeline
12 hrs
CE per 2 yrs
1

Pre-Licensing Education

Complete a 96-hour pre-license course covering real estate principles and Kentucky license law. Course must be KREC-approved.

Required Courses (96 hours total):

  • • Real Estate Principles (Part A)
  • • Kentucky License Law (Part B)

Cannot receive credit for more than 9 hours of study per day. Proctored final exam not accessible until the 11th day after starting the course.

2

State Examination

Exam Name

Kentucky Real Estate Sales Associate Examination

Provider

PSI

Format

Multiple-choice exam with national and state portions

Passing Score

75% or higher on both sections

Exam Fee

$100

Retake Policy: Must retake failed portion within 4 months; $100 fee per attempt

3

Background Check

Type: National Criminal History Check via KSP/IdentoGO fingerprinting

Cost: $51.25

KSP/IdentoGO baseline is $51.25; an FBI-direct option is about $18 plus possible local fingerprint costs. Request the check before exam registration; the report expires 90 days after issuance and a valid report is required for licensure.

4

Sponsoring Broker

Must affiliate with an actively licensed Kentucky principal broker within 60 days of passing the exam

Fee Breakdown

Examination Fee $100
License Fee $130
Fingerprinting $51.25
Listed Fees $281.25

Listed fees: exam $100 + license $130 + KSP/IdentoGO screening $51.25 = $281.25. Excludes E&O insurance (from about $106) and the 48-hour post-license education due within the first 2 years, so this is not a complete startup cost.

License Renewal

Renewal Cycle

Every 2 years

Renewal Fee

$130

CE Required

12 hours

Online Renewal

Yes

6 CE hours annually including 3 law hours (12 hours per 2-year cycle). The Kentucky Core Course is required every 4 years, subject to applicable post-license exemptions. Renewal deadline is March 31 of even-numbered years.

License Reciprocity

Current agreements with Florida, Mississippi, and Tennessee, plus MOUs with Illinois and Ohio. A 40-hour Kentucky law course and the state exam still apply, and license-level experience conditions remain; there is no blanket waiver.

Kentucky Real Estate Commission

Upgrade to Broker

Requires 2 years as sales associate (20+ hours/week), 336 classroom hours of broker courses (48 hours in Brokerage Management), and passing the broker exam. The standard salesperson-to-broker upgrade fee is $60.

  • • 2 years experience required
  • • 336 additional education hours
  • • Broker exam required
Learn more about Broker License →

Last verified: 2026-01-12

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